How much to tip on a cruise is a question that trips up many first-timers. That's because some cruise lines tack daily service fees onto passenger bills — yet many travelers still hand out additional cash gratuities, either as a matter of course or for exemplary service.
The extra cost of the automatic gratuity charges can be a shock to first-time cruisers. At some lines, these charges run as high as $25 per day. And, unlike the typical service fee or resort fee found at a land resort, they are not per room. They are per person.
At some big lines, such as Royal Caribbean and Norwegian Cruise Line, it's not uncommon for a family of four staying in a single cabin to see more than $70 a day in service fees added to their bills. On a typical seven-night cruise, that's around $500 in fees.
That's before you add in any additional tips you wish to give to your room service provider or favorite bartender, or automatic gratuities tacked on to bar, restaurant and spa bills.
Still, not all lines have service fees that high. Some don't charge a service fee at all. In many cases, the service charges are adjustable.
Tipping on a cruise does not have to be complicated, but you need to understand the big picture to budget for your vacation appropriately. Read on to learn all about cruise ship tipping culture and how much you'll need to tip on your next cruise, based on which cruise line you're sailing.
Tipping on a cruise ship: The big picture
Most of the biggest cruise lines automatically add some type of service or gratuity fee onto passenger bills. Lines with such charges include both of the two giants of the cruise business, Royal Caribbean and Carnival Cruise Line, as well as the next three biggest lines — MSC Cruises, Norwegian and Princess Cruises.
That said, the total number of lines with a service fee has been shrinking over the years. Many smaller and higher-end cruise operators are folding tips and gratuities into their base fares.
Lines that now cover gratuities in their fares include Azamara, Ponant, Regent Seven Seas Cruises, Scenic Luxury Cruises & Tours, Seabourn, SeaDream Yacht Club, Silversea Cruises and Virgin Voyages.
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For lines that do have them, service and gratuity charges are touted as a convenient alternative to the practice of cash tipping on cruise ships — something that once was common.
Related: A beginners guide to picking a cruise line
Cruise lines say they pass the money collected from service charges to the shipboard crew. They say the money is shared not just with front-of-house crew, such as room attendants and waitstaff, but also with behind-the-scenes workers. In that sense, the current system is more equitable than the old system of cash tipping, which favored certain workers, lines say.
Still, some critics see the charges as a sneaky way for cruise lines to make their fares appear lower than they really are. In this line of thinking, lines with these charges are essentially breaking out a good chunk of onboard labor costs as a separate line item on your bill.
Related: The best credit cards for booking cruises
How service charges are levied
At most lines, you can pay your service charges before sailing (at the same time you pay your cruise fare). Alternatively, you can have the charges added to your room bill on board.
The big advantage to paying cruise tips in advance is that you lock in the current rate. If your line raises the rate between the time you pay and the time you sail, you won't pay more.
Some people also like to pay their service charges in advance for budgeting purposes. It'll be one less thing on your final bill at the end of the cruise.
If you prefer to pay for tips once you're on board your cruise, you'll generally find that the gratuities automatically appear on your bill. You don't have to do anything.
That said, if you want to, you can often adjust the charges (either up or down) while you're on board by visiting the guest relations desk. If you are adjusting a gratuity charge downward, expect to be asked about the reasons behind the adjustment. The guest relations staff will want to know if you've experienced particular service issues.
If you leave the service charge on your room bill, you are not expected to leave additional cruise tips for your room attendant or waiters. That's the whole point of the service charge.
Similarly, if you're on a higher-end ship that lists gratuities as being included in the fare, that means just what it says. You don't have to tip on these cruises because the line is already paying gratuities to the staff on your behalf. Additional cash gifts are not expected.
Still, some people do leave a little extra for crew members who go above and beyond. Others tip their room service or waitstaff at their favorite bar, either early in the cruise in the hope of getting better service or at the end to thank them for enhancing the vacation experience. How much to tip extra on a cruise is entirely up to you because it is in no way required.
Related: 10 times you do not need to tip on a cruise
Included cruise tips as a booking perk
If you dislike tipping on cruise ships but can't afford to sail on an all-inclusive line, look for promotions when cruise lines with service charges throw in free gratuities as a booking incentive.
For instance, in recent years, Norwegian often ran Free at Sea promotions that included free crew tips in addition to free shipboard Wi-Fi and a free drinks package. The line hasn't been doing that as much lately, but these offers often come back at times when brands need to drum up more business.
Additionally, several major lines in the past couple of years have begun offering bundle pricing to customers who pay for cruise tips, Wi-Fi charges and an onboard drinks package all at once in advance of sailing, potentially at a discount.
Princess, for example, has added a Princess Plus plan as a booking option. It gives passengers prepaid gratuities (Princess calls these "crew appreciation" fees), a single-device Wi-Fi plan and a basic beverage package for a single bundled price of $60 per person, per day.
Princess also has an upgraded Princess Premier bundle option that includes gratuities with even more included items, such as unlimited dining at specialty restaurants, for a single price of $90 per person, per day.
Don't worry: When lines offer such deals, it doesn't mean the crew will receive fewer tips the week you cruise. The lines that offer these deals say they'll pay a normal gratuity to the crew on your behalf.
Related: The best cruise booking perks — and which ones are actually free
Additional cruise ship tipping
Daily service charges are not the only cruise tips you will pay on board. Many cruise lines will tack an automatic gratuity charge onto the bill for extra-fee drinks, restaurant meals and spa treatments.
The included tip amount varies by cruise line but is typically 15% to 20% of the bill. Be warned that the receipt often includes a line for an additional gratuity, even when one is automatically added. This can trick many cruisers into tipping twice. Never feel pressured to add an extra tip when you've already paid one.
Note that if you purchase a dining or beverage package, most cruise lines will charge you gratuities based on a percentage of the package price. If you get one of these packages for "free" as a booking perk, as with Norwegian Cruise Line's Free at Sea promotion, you might still be required to pay the gratuities on the theoretical value of this perk.
For example, Norwegian offers a complimentary open-bar drinks package for travelers who book its Free at Sea promotion. The cost of that package is typically $109 per person, per day. The mandatory 20% gratuity comes out to nearly $22 per day. That means two people sharing a room on a seven-night cruise would pay $308 in tips for an otherwise free drinks package — on top of their daily service charge fees.
Cruisers should also bring cash to tip the porters who bring their bags onto the ship (usually $2 per bag), as well as tour guides in port ($5 to $10 per person for half-day tours, $10 to $20 for full-day excursions and $2 for nonguide drivers). Piano bar regulars know that a cash tip will increase the chances of the pianist choosing and performing your song request.
How much should you tip on each cruise line?
If you're wondering how much you should tip on the specific cruise line you're considering or have already booked, we've compiled that information here. Below is a line-by-line look at policies for automatic gratuity charges (called service charges or "crew appreciation" charges at some lines). The rates listed are per person, per day. They were accurate as of the publishing of this story.
Remember that all additional tipping is at your discretion. Any amount is fine and will be appreciated by the hard-working crew.
Alaskan Dream Cruises
- Automatic gratuity charge: None.
- Details: Gratuities for the crew are not included in the fare and are at the discretion of travelers.
Azamara
- Automatic gratuity charge: None.
- Details: Gratuities for the crew are included in the fare. One area of exception: An 18% gratuity is added to bills for spa services.
Carnival Cruise Line
- Automatic gratuity charge: $16 to $18 per person, per day.
- Details: Passengers in most cabins pay $16. Those in suites pay $18. Children younger than 2 are exempt from the charges. Also, an 18% gratuity is added to bar bills, the cover charges for the Chef's Table and Bonsai Teppanyaki restaurants and the a la carte fee at Bonsai Sushi, Emeril's Bistro, Guy's Pig & Anchor Smokehouse | Brewhouse and Seafood Shack.
Related: Cruise giant Carnival joins Princess, Norwegian in sharply hiking service fees
Celebrity Cruises
- Automatic gratuity charge: $18 per person, per day.
- Details: Passengers in most cabins pay $18. Passengers in Concierge Class and AquaClass cabins pay a higher $19 rate. Passengers in The Retreat suites pay $23. Note that Celebrity now charges these fees even for passengers who book the line's higher-priced All Included fares. Until recently, these fares included gratuity charges, too. Additionally, a 20% gratuity is added when a passenger orders drinks or purchases a minibar item. A 20% gratuity will also be added for spa and salon services.
Celestyal Cruises
- Automatic gratuity charge: None.
- Details: Gratuities for crew and bar staff are included in the fare.
Costa Cruises
- Automatic gratuity charge: $12.50 to $17.50 per person, per day.
- Details: Passengers on ships operating on the U.S. dollar generally pay $12.50. Ships operating on the euro have an 11 euro charge ($12.29 at current exchange rates). On cruises departing from China, Japan and Singapore, the charges range from $13.50 to $17.50, depending on the cabin category. Passengers younger than 4 are exempt from the charges. Gratuities for children between 4 and 14 (up to 12 on cruises departing from Japan, China and Singapore) are half the adult rate. Additionally, a 15% gratuity is added to beverage purchases.
Cunard Line
- Automatic gratuity charge: $16 to $18 per person, per day.
- Details: Passengers in most cabins pay $16. Passengers in Grill Class suites pay $18. Additionally, a 15% gratuity is added to bar, wine and salon bills.
Disney Cruise Line
- Automatic gratuity charge: None.
- Details: While Disney doesn't add an automatic gratuity charge, it suggests that passengers staying in most cabins pay $14.50 per day in total when tipping various dining staff and room attendants. The suggested amount for passengers staying in concierge cabins and suites is $15.50. Passengers can prepay the amount in advance or on board. Also, an 18% gratuity is added to bar, beverage, wine and deck service bills, and an 18% gratuity is added to bills for spa services.
Holland America Line
- Automatic gratuity charge: $17 to $19 per person, per day.
- Details: Passengers in most cabins pay $17 for what the line now calls a "crew appreciation" charge. Passengers staying in suites pay $19. Additionally, an 18% gratuity is added to bar bills and dining room wine purchases.
Related: Is this love? Holland America chooses Valentine's Day for service charge price hike
Lindblad Expeditions
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare for passengers on National Geographic Explorer, National Geographic Endurance and National Geographic Orion. On other ships, gratuities are at the passenger's discretion.
MSC Cruises
- Automatic gratuity charge: About $13.50 (12 euros) to $16.
- Details: Gratuity charges are $16 on voyages from and to the U.S., with the exception of sailings with pricing in euros, which have a gratuity charge of 12 euros ($13.41 at current exchange rates). Sailings around South Africa are the outliers, where gratuities are just $10. Gratuities for children between 2 and 11 are half the adult rate on most cruises. Gratuities are not charged for children younger than 2.
Norwegian Cruise Line
- Automatic service charge: $20 to $25 per person, per day.
- Details: Passengers in most cabins pay $20. Those in suites or The Haven pay $25. Passengers younger than 3 are exempt from the charges. Additionally, a 20% gratuity is added to bills at bars, extra-charge specialty restaurants and ship spas. Cruises to Hawaii will also pay a 4.275% prepaid service charge called a general excise tax.
Oceania Cruises
- Automatic gratuity charge: $18 to $23 per person, per day.
- Details: Passengers staying in most cabins pay $18. Passengers in top suites with butler service pay $23. Additionally, a 20% gratuity is added to bills at bars, the extra-charge La Reserve restaurant and at ship spas.
Paul Gauguin Cruises
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
Ponant
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare. However, passengers can give more at their discretion; Ponant recommends $10 to $12 per passenger, per day.
Princess Cruises
- Automatic gratuity charge: $17 to $19 per person, per day.
- Details: Passengers in most cabins pay $17 for what the line now calls a "crew appreciation" charge. Passengers in minisuites, cabanas and Club Class cabins pay $18, while those in bigger suites pay $19. Additionally, an 18% gratuity is added to bar bills, dining room wine purchases and Lotus Spa services.
Regent Seven Seas Cruises
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
Royal Caribbean
- Automatic gratuity charge: $18 to $20.50 per person, per day.
- Details: Passengers staying in most cabins, including junior suites, pay $18 per day. Passengers in higher-level suites pay $20.50. Additionally, an 18% gratuity is added to bills at bars, minibars, salons and spas.
Related: Royal Caribbean quietly raises automatic gratuity charges
Scenic Luxury Cruises & Tours
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
Seabourn
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
SeaDream Yacht Club
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
Silversea Cruises
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare, except for beauty salon and spa treatments.
Star Clippers
- Automatic gratuity charge: None.
- Details: The line recommends that passengers pay 8 euros ($8.93 at current exchange rates) per day in gratuities, but the payment is at the passenger's discretion. There is a 15% gratuity added for bar purchases.
UnCruise Adventures
- Automatic gratuity charge: None.
- Details: UnCruise recommends that passengers pay $35 per person, per day in gratuities, but the payment is at the passenger's discretion.
Viking
- Automatic gratuity charge: $17 per person, per day.
- Details: Passengers pay $17 in gratuities for all cabin types. Also, a 15% gratuity is added to bar bills.
Virgin Voyages
- Automatic gratuity charge: None.
- Details: Gratuities are included in the fare.
Windstar Cruises
- Automatic gratuity charge: $16 per person, per day.
- Details: Passengers pay a "hotel service charge" of $16 for all cabin types. Additionally, an 18% gratuity is added to bar, beverage, wine and deck service bills. Alternately, Windstar cruisers can upgrade their bookings with an all-in package that includes unlimited beverages, Wi-Fi and the hotel service charge for $89 per person, per day.
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Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.